Terms of Use

1 Acceptance and Agreement

By accessing or using marquenovira's financial recovery platform at marquenovira.world, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and marquenovira, operating from 44 Colborne St E, Lindsay, ON K9V 1K5, Canada.

If you do not agree with any part of these terms, you must discontinue use of our services immediately. Your continued use of our platform constitutes ongoing acceptance of these terms and any future modifications we may make.

2 Service Description and Limitations

marquenovira provides educational resources, financial recovery strategies, and informational content to help users better understand financial management principles. Our platform offers guidance based on established financial practices and educational materials.

What We Provide:

• Educational content on financial recovery strategies
• Resource libraries and learning materials
• Access to financial literacy tools and calculators
• Community forums for peer learning and discussion
• Periodic webinars and educational workshops

Service Limitations:

Our services are not personalized financial advice, investment recommendations, or guaranteed solutions. Individual results may vary significantly based on personal circumstances, market conditions, and implementation of strategies discussed.

3 User Responsibilities and Conduct

As a user of marquenovira's platform, you agree to maintain respectful conduct and use our services responsibly. You are solely responsible for your financial decisions and any actions taken based on information provided through our platform.

Prohibited Activities:

• Sharing false or misleading information in community areas
• Attempting to access restricted areas of the platform
• Using automated systems to scrape or harvest content
• Violating intellectual property rights of marquenovira or third parties
• Engaging in harassment or inappropriate behavior toward other users
• Distributing spam, malware, or other harmful content

Users must provide accurate information when creating accounts and promptly update any changes to their contact details or circumstances that might affect their use of our services.

4 Privacy and Data Protection

marquenovira takes your privacy seriously and follows Canadian privacy legislation in handling personal information. We collect only necessary information to provide our services and never share personal data with third parties without explicit consent.

Our platform may use cookies and similar technologies to enhance user experience and provide personalized content recommendations. Users can adjust their browser settings to control cookie preferences, though this may affect platform functionality.

5 Intellectual Property and Content Usage

All content on marquenovira's platform, including text, graphics, logos, and educational materials, is protected by Canadian and international copyright laws. Users may access content for personal, non-commercial educational purposes only.

Content Usage Rights:

• Personal use of educational materials for learning purposes
• Printing individual articles for personal reference
• Sharing links to our content through social media

Prohibited Uses:

• Reproducing content for commercial purposes without permission
• Creating derivative works based on our educational materials
• Removing copyright notices or attribution information

6 Disclaimers and Limitation of Liability

marquenovira provides educational content and financial literacy resources on an "as-is" basis. We make no warranties about the accuracy, completeness, or suitability of information for individual circumstances.

Users acknowledge that financial decisions involve inherent risks and that past performance or strategies discussed do not guarantee future results. marquenovira shall not be liable for any financial losses, missed opportunities, or adverse outcomes resulting from use of our educational materials.

7 Modifications and Termination

marquenovira reserves the right to modify these terms at any time with reasonable notice to users. Significant changes will be communicated through email notifications and prominent notices on our platform at least 30 days before implementation.

We may suspend or terminate user accounts for violations of these terms, though we will generally attempt to resolve issues through communication first. Users may terminate their accounts at any time by contacting our support team.

Service Modifications:

marquenovira may modify, suspend, or discontinue services with appropriate notice to users. We strive to maintain service continuity but cannot guarantee uninterrupted access due to maintenance, technical issues, or business requirements.